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Credit Monitoring Services and Other Anti-Fraud Protection

Identity theft is the most common complaint lodged with the Federal Trade Commission, to the tune of 11.7 million a year. That means roughly one-in-five Americans over the age of 16 have become victims of identity theft. 14 percent of those victims experienced a monetary loss of $1 or more. Half of all victims resolved the issue within a day, but nearly one-third (29 percent) had to spend a month or more getting their life back on track. While identity theft gets a lot of the press, there are other forms of fraud out there, both on the Internet and off. The good news is that there are a my...
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Participating in Legitimate Surveys- What Personal Data is OK to Give Away

Companies of all sizes use online surveys to gather important market research, which they later utilize to direct product development and marketing initiatives. This critical step in the marketing process is appealing to some online users because they get paid to complete surveys, and earn rewards or special discounts from popular brands. Some surveys aren’t paid at all, offering consumers little more than the opportunity to participate in the development process of a product or service. There’s been a lot of hype about people allegedly making a living off of these online surveys, causing...
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The Day I Thought Cybercriminals Left Me For Dead

Early on a Wednesday evening, I received a call from my doctor. Her voice, frantic on the line, proclaims, “I’m so happy to hear your voice- the strangest thing happened today. You were marked in our system as deceased for about 20 minutes.” I paused for a moment out of shock, and assured her I was very much alive and well. She went on to explain how she’d never seen anything like it before. As the initial shock wore off, we started to have a bit of a laugh on how bizarre this was. 

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Software Terms of Service and Privacy Policies Explained

If you’re like most people, you don’t read the Terms of Service when you get a new app or buy a new device. That’s a big mistake, because a lot of apps on the market that are less-than-ideal, known as “grayware,” count on you allowing them access to your information. They know most people don’t read the Terms of Service, so their Terms of Service include language authorizing a massive invasion of your privacy. At the same time, you might have noticed that most Terms of Service is just boilerplate. How do you read the Terms of Service and find out what you need to know about privacy without...
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How Safe Is Surfing on 4G vs. Wi-Fi?

You’re probably familiar with 3G, 4G, and Wi-Fi hotspots. In today’s increasingly connected mobile world, there are a variety of ways to get and stay connected to the Internet, but what’s really the safest way? Truth be told, nothing is 100% safe. However, there are ways that you can beef up your own security to get as close to that 100% as possible. It begins with understanding what these technologies are, and the risks that come along with them. How Do Mobile Devices Connect to the Internet? Let’s break down the three different ways your mobile device can connect to the Internet, and...
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