Internet banking is very popular and you want to do that in a save way. NIS is a good program. But Banks in the Netherlands say you can have additional safety bij installing 'Trusteer Rapport' see also my hyperlinks. What can/must I do? Is it necessary and can it work with/under NIS?
https://www.ing.nl/de-ing/veilig-bankieren/veilig-internetbankieren/ing-trusteer-rapport/index.aspx