Thanks for the ideas, cgoldman and vejdin.
It IS a laptop - Asus z70Va that is about 4 years old. I had it cleaned and fan replaced about a year ago (shortly before I got Norton) by the Asus specialist I bought it from. He also ended up replacing the mainboard after discovering that there had been some improper soldering when it was originally custom-built (long story, but that was perhaps the main contributor to the much worse noise it had started making back then.). Anyway, all the work really quieted things down, although it has gotten a bit noisier again...maybe already needs some more cleaning. (OTOH, this has often been considered a noisy model). Also, it seems that it is more prone to noise and maybe heat after it's been on all day, and I did this scan late at night. Anyway, I'll try some of your hardware-related hints, cgoldman.
One reason I thought it might be NIS related rather than just hardware is a similar experience I had a few years ago -- same pc, different AntiVirus & Firewall. That AV's tech support told me that updating to the latest version of their AV would solve the problem. Well, I never did have the overheat with that AV after that, though I'm still not convinced the program update was what did it. Fyi I already have the latest version of NIS 2010, though no one has suggested that the issue could relate to having an older version.
As for SP3, it was absolute mess when I tried to update to it after it first came out. Fortunately I got the mess untangled and decided "no way" re SP3. But I guess I'll need to steel myself and try again anyway since MS is ceasing support of SP2 in July.
Vejdin, I do get the impression that the compressed file scanning makes my pc chug harder (and of course makes the scan take a lot longer). Back almost a year ago when I first posted about how my scans seem to spend "forever" re-scanning parts of compressed files in Windows\Installers, there was STRONG disagreement about whether or not it is advisable to disable the compressed file scanning. Tech support and some of the experts on the board agreed with your current advice to disable it -- that realtime scanning will handle any possible malware in those files. But several other experts insisted that this was a definite no-no, and that disabling compressed-file scanning would clearly leave my system more vulnerable. Since the extra scan time doesn't really bother me I decided to go the conservative route and leave it enabled. But it it's causing the CPU to spike too much these days, maybe I'll revisit the disable-compressed scanning option (or at least make Windows\Installer a scan exlusion). So far at least, all the malware detected by NIS in the year I've had it has indeed been with the realtime protection..
EDIT: Turbo's post appeared after I posted this. When I say "chugging" I refer to what I believe is the fan blowing hard (I can feel more hot air blowing out) and sometimes whirring louder. Nothing "ratchey" sounding like what had developed before the repair, though. I do know that after I got the laptop worked on the average CPU temperature dropped by about 7-10 degrees celsius. And I know others who have this model, and again it is very noisy -- kind of a continual low-level windstorm noise. Maybe it's a design flaw. Anyway, I'm going to keep an eye on the temp to see if it's going back up in general. I do frequent imaging as well to be on the safe side. Thanks for the suggestions.
BTW, if anyone else ever experiences higher CPU temps when scanning, please post about it.