Stop billing my credit card. everything is expired for a reason

[lynnm_vanderbloemen]

i dont want those products stop billing me

[bjm]

@lynnm_vanderbloemen

Stop billing my credit card. everything is expired for a reason
i dont want those products stop billing me

Note: expired credit card may not stop billing

Bank card providers have added a feature where they will automatically update your card’s expiry dates or card information if you get a new card. This is given to companies you have used the card in the past, and especially for recurring subscriptions so that you will not suffer any lapse in service if you forget to update for a given service provider.

Here is one example of how this works from Mastercard. Mastercard Developers

If you want to ensure you do not get charged by ‘accident’, be sure you remove your payment information from any online accounts you no longer wish to use.
(credit: peterweb)

A card account updater (CAU) is a service offered by credit card companies and payment gateways to help businesses maintain up-to-date credit and debit card information. When a customer’s payment information changes because of a card’s expiring or being replaced, the CAU automatically updates the card details in the business’s system. CAUs help reduce payment disruptions because of outdated card information and are helpful for businesses that operate with recurring payments or subscriptions.

What is a card account updater (CAU)?

Visa Account Updater (VAU) enables a secure electronic exchange of account information updates between participating Visa card issuers and acquirers for credential-on-file merchants, which enables a more seamless payment process.

When participating issuers re-issue cards, they submit the new account number and expiration date to VAU. Issuers also provide whether an account is closed or a card holder has opt-out out. Participating merchants through their acquirers send inquiries on their credentials-on-file to VAU and are provided with updated card information, if available. This helps participating issuers retain cardholders by maintaining continuity of their payment relationships with participating merchants.

Visa Account Updater (VAU)

What is an account updater?
An account updater service helps your business automatically update and maintain the latest, most accurate credit and debit card details for your customers.
This is particularly important if your business relies on recurring payments; on charging customers every month, or year, for an ongoing membership or subscription.
A recurring payment is a type of card-on-file transaction. This is when you store your customers’ credit or debit card information ‘on file’ – enabling a quicker, simpler payment experience for the returning customer every time they make a purchase from your business. In industry parlance, these are known as merchant-initiated transactions (payments ‘pulled’ by you, rather than ‘pushed’ by the customer), and they’re generally seen as low-risk, highly convenient ways for you to take recurring payments from your customers.

The only catch? That, as we’ve mentioned, customers’ card details change. This could be for several reasons, including:

• A lost, stolen, or damaged card that had to be replaced
• Card expiry, or changes to its expiration date
• Account changes or closure
• At the cardholder’s request (they may have suspected fraudulent activity, changed their name due to marriage or divorce, or simply requested a different card design)
• The issuer updating the card’s security features

When card details change (and aren’t updated by the customers themselves), their payments bounce. This payment delinquency leads to subscription interruptions, customer frustration, and – if the stalled payment isn’t dealt with – churn.

By automating the process of updating this payment information, a credit card updater service helps your business avoid these negative repercussions – and their impact on your bottom line.

checkout.com/blog/credit-card-account-updater

==============================================================

Norton Community urges users that do not want automatic renewal to Unsubscribe and Delete their billing profile.

are you US?

Please review: Cancellation & Refund Request [here]

Renewal: Subscriptions automatically renew unless the renewal is canceled before billing. Renewal payments are billed annually (up to 35 days before renewal) or monthly depending on your billing cycle. Annual subscribers will receive an email with the renewal price beforehand. Renewal prices may be higher than the initial price and are subject to change. You can cancel the renewal as described here in your account or by contacting us here or at 844-488-4540.

Norton Community does not have access to your Norton account ~ subscription ~ billing profile.

===================================================

Please review: Contact Norton Support [here] &or [here]

Note: Norton support access/presentation may vary.
The idea is to get past Norton presets & bots.

Note: type “agent” three times to reach = human agent
Chat dialog offers attach screenshot.

=========================================================

Important subscription, pricing, and offer details:

• Details: Subscription contracts begin when the transaction is complete and are subject to our Terms of Sale and License & Services Agreement. For trials, a payment method is required at sign-up and will be charged at the end of the trial period, unless canceled first.
• Renewal: Subscriptions automatically renew unless the renewal is canceled before billing. Renewal payments are billed annually (up to 35 days before renewal) or monthly depending on your billing cycle. Annual subscribers will receive an email with the renewal price beforehand. Renewal prices may be higher than the initial price and are subject to change. You can cancel the renewal as described here in your account or by contacting us here or at 844-488-4540.
• Cancellation and refund: You can cancel your contracts and get a full refund within 14 days of initial purchase for monthly subscriptions, and within 60 days of payments for annual subscriptions. For details, visit our Cancellation and Refund Policy. To cancel your contract or request a refund, click here.

https://us.norton.com/

======================================================

Norton Community urges users that do not want automatic renewal to Unsubscribe and Delete their billing profile.

Manage Renewal on your My Subscriptions page [here]
for example:

Manage Renewal →

Unsubscribe →

Delete →

===================================================

Norton Cancellation and Refund Policy [here]

Cancellation & Refund Request [here]

Stop your Norton subscription from automatically renewing [here]
Note: ~30+ days from term expiry - users report not able to change subscription status

FAQ: Norton subscription and renewal [here]

Norton annual and monthly subscription refunds [here]

Contact Norton Support
Top reasons customers contact support [here]

• Manage your account
• Learn more about your automatically renewing subscription
• Stop your Norton subscription from automatically renewing
• Request a refund for an annual renewal fee

====================================================================

Here are a few things you should know if you stop your subscription from automatically renewing:

• Your subscription will continue through the end of your already paid subscription term, after which it will end and not automatically renew.
• It typically takes a few hours from your request for the change to take effect.
• Any benefits associated with automatically renewing subscriptions may end when you stop your subscription from automatically renewing.

[lynnm_vanderbloemen]

i us.
i cancel auto rtenewal about a week before
they charged me anyway. i called to protest he said he saw my cancellation but he was not going to reverse the charge it would ruin my credit rating if i did not pay, i callecd better buisnes burea they gave me a different phone number to call. this person refunded the charge immediately.. now about 2 weekds later they have charge my credit card again. if i can ever get away from norton

[lynnm_vanderbloemen]

so said norton had such a good reputation must be a management change

[bjm]

@lynnm_vanderbloemen

i us.
i cancel auto renewal about a week before
they charged me anyway. i called to protest he said he saw my cancellation but he was not going to reverse the charge it would ruin my credit rating if i did not pay, i callecd better buisnes burea they gave me a different phone number to call. this person refunded the charge immediately.. now about 2 weekds later they have charge my credit card again. if i can ever get away from norton

Users need to cancel automatic renewal 65+ days ahead and delete their billing profile.

Norton sends a notification email before each upcoming annual renewal (usually about 50-65 days ahead), so that you are not caught off-guard. This notification email provides important information, such as the price for the next annual term, and the subscription renewal and billing dates. This helps you to adjust your protection plan according to your needs.

Renewal: Subscriptions automatically renew unless the renewal is canceled before billing. Renewal payments are billed annually (up to 35 days before renewal) or monthly depending on your billing cycle. Annual subscribers will receive an email with the renewal price beforehand.

Norton Community urges users that do not want automatic renewal to Unsubscribe and Delete their billing profile.