File and Folder backup halts at 95%

I was getting good backups up until a few days ago.  Now the File and Folder backup always hangs at 95%

 

I've restarted, tried manually starting and stopping the service, no joy.

 

I want to add, that the email notification states the backup completed succesfully.  But the clock still shows it at 95% in the tray.

 

 

Ghost 15

Windows 7 Ultimate.