Xp Home & Ghost 15.0 (un-mounted drives)

Greetings,

I'm running XP Home and trying to back up my "D" drive using Norton Ghost 15.
When I define my backup, I can't select Recovery Point Set (grayed out).
Ghost says "You cannot create recovery point sets for mounted drives".  I can select "independent recovery point" and do the backup that way. Ghost appears to not see ANY drives. No list is populated until I check "Show hidden drives". This is a recent problem over the last 2-3 days as all were there in the last few days. I have no missed backups of "C" shown in the task bar.

Any help appreciated.
Ken